BERWICK -- First Keystone Community Bank, founded in September 1864 and headquartered in Berwick, has grown from a single 16-by-25-foot building into a network of 18 full-service branches dedicated to helping local people and businesses navigate the ever-changing financial landscape. In 2014, First Keystone introduced a menu of high-yield checking and savings accounts called "Kasasa." First Keystone was the first local institution to take on the megabanks by offering innovative products paired with the excellent customer service that people demand from their bank. It may sound "too good to be true," but Kasasa's high-yield accounts are the future of banking in Columbia County. As the reliance on the Internet and online banking continues to grow, First Keystone is a leader in providing products and services that stress convenience and flexibility through technology, such as online banking and Bill Pay, mobile banking, mobile remote deposit, e-Statements and debit cards. Online banking and Bill Pay Managing your accounts is as easy as logging into online banking from your home or office computer. View account balances in real time, transfer funds between accounts, review transactions, and more. Bill Pay is convenient and can save you time and money. Make loan payments, pay bills or set up automatic payments and reminders to avoid late-payment fees. And as always, the security of your information is the top priority. Features include: * Manage your accounts from your personal computer 24/7 * View account balances in real time * Review transactions * Transfer funds between accounts * Use Bill Pay to save time * Pay bills and make loan payments * Set up alerts and reminders to avoid late-payment fees * Set up recurring payments * Sign up and receive notice for e-Statements * Encrypted for your security Mobile banking Enjoy the features of online banking -- like reviewing transactions and transferring funds between accounts --from the convenience of your mobile phone or device. Mobile banking makes it easy to manage your accounts around-the-clock and is a free benefit with First Keystone checking and savings accounts. And for your security, extra precautions have been taken to ensure your financial information remains secure. Features include: * Manage accounts around-the-clock from the convenience of your mobile phone or device * View account balances * Review transaction history * Transfer funds between accounts * Make loan payments * Encrypted for your security * Convenient options available for Mobile Apps, Mobile Web, and Text Banking Mobile remote deposit Deposit checks 24/7 with your mobile phone or tablet. Mobile remote deposit is a convenient feature of the First Keystone free app for your Apple or Android device. Simply download the app -- then sign your check, take a photo of it, and submit it through the app! It's that easy. Enjoy the extra time you'll save. Please ensure you're enrolled in online banking --then download the free mobile app to enjoy this service. Features include: * Deposit checks from almost anywhere, on your watch * Works with the free app for your Apple or Android device * Make fewer trips to the branch * Fast, easy and convenient * Encrypted for your security To download First Keystone's free mobile app: on your device, open Google Play or the App Store and search for First Keystone. e-Statements Have account information at your fingertips right when you're ready for it. Free, online e-Statements are just like paper statements, except more convenient, environmentally-friendly and secure. Account information is easier to retrieve when needed. More importantly, your information is more secure. The less of a paper trail you leave for identity thieves, the more likely you can avoid being a fraud victim. Features include: * Save paper and save the environment * Fast, free, and easy alternative to paper statements * Easier to retrieve info when needed * Eliminate a paper trail * Reduce chances of fraud and identity theft * Arrive faster than paper statements * Simplify record-keeping * Easily access past statements * Ability to download for permanent storage or print if needed * Receive email notice when new e-Statement is ready Debit cards At most banks, a debit card is just a convenient piece of plastic. But for First Keystone's Kasasa account holders, a debit card is your golden ticket to qualify for rewards. Sign up for a free Kasasa checking account and use your card to qualify for rewards that matter to you, including nationwide ATM fee refunds. It's all the convenience of a free Visa debit card with all the benefits of First Keystone Community Bank. Features include: * Free Visa debit card accepted around the globe and online * Use your debit card to qualify for rewards with free Kasasa Cash, Kasasa Cash Back and Kasasa Tunes checking accounts * Safer than carrying cash * More convenient and safer than checks * Eliminate cost of purchasing checks * 24/7 access via ATMs Looking to future First Keystone Community Bank continues to grow and prosper as a leader in the financial services market. In 2015, First Keystone renews its commitment to maintaining "Yesterday's Traditions," but highlights the opportunities that come with "Tomorrow's Vision." The bank has also positioned itself to be a key strategic resource for the area's small business community. Local businesses count on the dedication and expertise of First Keystone's commercial services team to promote growth and provide the tools needed to excel in today's competitive market. One thing that hasn't changed in a century-and-a-half is the bank's dedication to supporting local communities and the people who live and work in them. From Danville to Wilkes-Barre to Stroudsburg, First Keystone Community Bank believes in the individuals and businesses it serves and strives to be a resource for the financial products and customer service that consumers expect from a community bank. The board and senior management are committed to upholding the independent spirit and progressive attitude of the bank's first CEO, Mordecai William Jackson. By leveraging the need for growth and prosperity with a continuing focus on serving the needs of its customers, First Keystone Community Bank will certainly be part of its local communities for another 150 years. For more information, visit www.fkcbank.com.